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How to Live with Champagne Tastes on a Beer Budget

With luxury lifestyles pushed in our faces all the time, it is easy to assume the super wealthy have an incredible lifestyle and to crave it. Often, we blow a lot of money keeping up with others or producing and Insta perfect lifestyle.

We all know these lifestyles are mostly unrealistic but it doesn’t stop us striving for it or thinking it is what we want. So if a champagne lifestyle is what you want but feels out of your budget, here are some tips.

Disclosure: this post contains affiliate links to books we love.

Decide What You Really Want

What about that lifestyle do you want? Is it the clothes, the shoes, the bags, the cars, the travel, owning a boat or the freedom to spend on whatever you want whenever you want?

Often, when we look a bit deeper, the things we really want aren’t what everyone else has. But if you do really want those specific things, there are ways to make it happen. It’s easier if you are super clear on what you want though.

In the Aspiring Millionaire home, we want freedom. The freedom to travel when we want, go everywhere, own a boat and sail around the world, dive, hike and experience life. We want to spend this time with our family, create great memories and do the things we want.

Secondary to that, is a specific home we want and a few cars. Mostly, it is a fun lifestyle we want and live.

It’s not bad to want these things. All you need to do is create a plan to make it happen and go for it. We Should All Be Millionaires shows you how and why.

Image: Champagne bottle in the clouds. Text reads how to live with champagne tastes on a beer budget

Look for Ways to get it for Free

Now you know what you want, how can you get it for free? Competitions are one way, provided you check they are legit. Lots of people have tried becoming influencers to get free stuff, without realising the work they’d need to do and how to be a good influencers.

Check for loyalty programs which might offer the products as a reward or enable you to get things for free. This applies especially to travel. With numerous credit cards offering travel points and other ways to travel hack, you can travel for free.

Since travel is a priority for us, I went into tourism marketing so we got paid to travel. Mr Aspiring Millionaire does photography so we can create packages for clients. We both dive, have kids and can provide unique perspectives because of our backgrounds.

Going out with our family and experiences are important so we have looked for free fun such as hiking and the beach, festivals and events that are in our area and make time for these.

How can you Make Money from it?

Whether you get it for free or not, why not think about how you can make money from it? Being an influencer is one way but not the only way. Freelance writing where you pitch articles to magazines and websites about it is one option.

I’ve travelled various parts of Asia, Europe and the South Pacific as a travel writer. Trips were all paid for and I made money from articles I wrote. Plus on most trips, I secured other clients and ongoing work which enabled me to make even more.

Another option is to rent out your place and car while you travel. Or even if you want to live in a specific area, can you do it in a group home or by renting out a room? With a specific type of car, you might be able to rent it out either through share programs or if it is top end to photographers and media for use in their images or video.

Learn Delayed Gratification

Right at this point, you have a limited income (but that can change) so you need to be realistic. Delayed gratification is how you do it. Decide what you want, learn about the law of attraction then put it out there. Instead of buying everything you want immediately or going into debt, you will acquire the lifestyle you want through other means.

Write everything you see that you want on a list. In 30 days, if you still want the things on that list then you can move them to your vision board or work out a way to afford them by budgeting for them. If not, remove them from the list.

Image: person holding champagne glass on country road. Text reads how to live with champagne tastes on a beer budget.

Law of Attraction

I am a huge believer in the law of attraction but I don’t believe it is simply about thinking and hoping. You need to take some action, however, you’ll be surprised at what can come.

Most of the trips I wanted came through using the law of attraction. I healed from an abusive marriage and met my now partner through it. Smaller things such as getting paid to get my dive certification, go horse riding or winning awards as well.

I worked out what I wanted, created a vision board, put it out there and jumped on opportunities as they came up.

How do you use the Law of Attraction?

Firstly, learn about it. Unleash Your Inner Money Babe and Lucky Bitch are two great books to get you started. Both have great exercises you can do to open your mind about your options and use the law of attraction.

Facebook groups, podcasts, YouTube and Instagram are full of resources for the Law of Attraction. The more you learn and apply the easier it becomes and the more your life will shift from beer budget to champagne lifestyle.

For us, meditation, visualisation, a vision board and regular discussions with each other have helped. Mr Aspiring Millionaire and I spend time visiting land we want and picturing it. We discuss our dream home in Vanuatu (we have the property picked and the whole family talk about it as if it is already ours). These little habits and lifestyle tweaks have enabled us to be focused and have opportunities others don’t.

Find A Balance

Too often people completely deprive themselves for the future they want and completely miss living in the present. Or they go the other way, blowing everything right now as if they don’t need to save for tomorrow.

Once you decide what you want, create a plan to get there and a plan to live your life now. We could save and invest faster if we gave up certain things others view as luxuries such as occasional dinners out, family activities and travel.

However, our kids are only young once. Family members have passed away young. Life is for living. So find ways to do what you want within your budget or for free and do them. Live your life while saving and investing for your future.

How to do you live on a beer budget when you have champagne tastes?