Aspiring Millionaire shares the journey of a culturally and linguistically diverse single-parent family working towards financial freedom, using what we have, and getting resourceful. 

Our goal – to create financial freedom and stability for ourselves, my kids and future generations. 

Ideally I will be in a position to retire fully if we want to within 10 years (2031). 

When I started this site, I was in a relationship and while neither of us came from wealthy backgrounds, I thought we had similar values, goals and interests. After 3 years, that was not the case. Despite not coming from wealthy backgrounds, I am determined to ensure my children have a happy, healthy, wealthy life with me.

For most of my adult life, I have been the sole income provider for my family, including the last 3 years. During that time, I have achieved some amazing success but also made poor decisions, trusting and supporting others then losing everything.

Now, my entire focus is my kids and I, our lives and our wealth.

About Our Family

We are a culturally and linguistically diverse family of 4, soon to be 5.

Ms Aspiring Millionaire (me): 36-year-old Caucasian Australian woman. I work mainly in marketing but am fairly flexible, taking on projects I enjoy rather than working constantly. Family is everything to me so I structured my life to be flexible around us and what we want.

My kids are 14, 12, 1 and soon to be born. A mixture of Maori, Tongan and Ni-Vanuatu.

We spent time in Australia, Vanuatu and the Solomon Islands until mid 2020 when we were repatriated to Australia from the Solomon Islands. At that time, Mr Aspiring Millionaire couldn’t work, my work had taken a huge hit and I was pregnant with our son. It was a complicated pregnancy so until now, finances have been tight and it’s been hard.

Now we live in Noosa, Queensland, Australia and are ecstatic to be working towards our goals.

Note: Early articles will reference Mr Aspiring Millionaire. Now my ex, he is a 31-year-old Ni-Vanuatu male (Ni-Vanuatu is the term for people from Vanuatu). Currently unemployed as he is not allowed to work in Australia. Previously, he was a marine engineer and diver but quit so we could travel and be together. He loves being active and doing physical work.

Why Aspiring Millionaire?

The real goal is total financial freedom. $1,000,000 is easy to track and a goal many people have. That $1,000,000 will be income-generating assets mostly, not $1,000,000 cash. Although, if I cash it all out it would be worth $1,000,000.

I won’t retire when I hit $1,000,000, instead I will continue to grow and invest as ideally, I want to leave a legacy, help more people and ensure my children know the value of building an empire.

I had a website called Aspiring Millionaire years ago, achieved millionaire status then had to use most of it in court against my ex and to get my daughters the help they needed (speech therapy, autism diagnosis, psychology etc).

So I wiped it and revived the name for this new goal.

How Will We Do It?

Clearing my debt while also investing. Shares, business and real estate are all part of my investment and retirement plan. My ideal retirement includes a lot of travel, supporting my kids through higher education and teaching them to invest while working on charitable projects that matter to us.

Financial independence and early retirement is about choices and lifestyle. Being available for my kids, spending time as a family and enjoying our lives instead of working 24/7.

Most of our debt is interest-free so it makes sense to invest and gain interest/have shares increase in value/utilize compound interest now at the same time as clearing our debt.

Real Estate

Mr Aspiring Millionaire has 3 properties but they must remain in the family and will be passed to our son. Right now, one has a rental property and the other two lands are used by the family. I am involved in the ownership and development as it relates to the kids.


We previously had larger share accounts. Due to a series of unfortunate events which cost a fortune, we need to rebuild this. It’s easy to invest in shares. Right now, we invest small amounts using Spaceship and with the code S8ONS71M9X you can get a $5 bonus if you join for free here and invest a small amount.


Over the years I have both been involved in businesses in different ways including founding then selling some. Currently, I am building some online. Business is something I love as you can expand it, have other people run it, create multiple incomes and you aren’t limited by your wage.

What we WON’T be Doing

We love our lifestyle so are not willing to give up much. Weekly family activity, travel, our hobbies such as diving etc. Our home is small so we don’t pay much to live where we do. The beach is a few hundred metres away as is the kid’s school and everything we need most of the time. So we spend in other areas that are important to us such as experiences.

Cutting back and living off noodles is not our idea of a good life. Living super frugally is great for some and at times a necessity. It’s not for us and since he grew up in poverty and my mother died at 37, we are both motivated to enjoy our life as is.

Did you Know that Doubling Your Money 20 Times Will get you $1,000,000 if you Begin with $1?

$1 x 2 = $2
$2 x 2 = $4
$4 x 2 = $8
$8 x 2 = $16
$16 x 2 = $32
$32 x 2 = $64
$64 x 2 = $128
$128 x 2 = $256
$256 x 2 = $512
$512 x 2 = $1,024
$1,024 x 2 = $2,048
$2,048 x 2 = $4,096
$4,096 x 2 = $8,192
$8,192 x 2 = $16,384
$16,384 x 2 = $32,768
$32,768 x 2 = $65,536
$65,536 x 2 = $131,072
$131,072 x 2 = $262,144
$262,144 x 2 = $524,288
$524,288 x 2 = $1,048,576

If you start with $100, you only need to double it 14 times to get to $1,638,400. Obviously, in the beginning, it is easier to double your money than it is at the end. That doesn’t mean it is impossible. I have just started dabbling in this a little again. My first was purchasing a book for $2 then selling it for $8. That’s more than doubling my money instantly.

Alternatively, create something to sell. With a $1 profit if you sell 1,000,000 there is your $1,000,000. With a $100 profit you only need to sell 10,000. If you have a $1,000 profit per item, you only need to sell 1,000 of them. See how doable it can be with the right product or idea?

Even more if you then invest the money you are making to either generate more business, buy shares or real estate. Always be looking for ways to make your money work for you. 

How To Double Your Money

To start with, I’ll be looking at buying items to resell. I’ve done this before with great success and have read a lot more about doing it. It’s been a while since I’ve done it, so it will be interesting to see how it goes.

Later, I plan to flip websites then real estate. At the same time, I am looking at ways to start making money from nothing. For example, writing eBooks, creating courses, dropshipping etc. All those things can be created for nothing and sold with good marketing. 

We also have some opportunities elsewhere through family we are looking into.

Our entire journey will be shared on this site. You can also follow us on Facebook and Twitter.